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Home > Blog > Bruening%20Insurance > Bruening Insurance Agency Blog: bruening insurance
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Bruening Insurance Agency Blog: bruening insurance

View the latest blog posts from Bruening Insurance Agency.

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Monday, March 23, 2020

Understanding the 3 Main Types of Commercial Property Insurance

Commercial property insurance comes in many forms, as does the way it is paid out. Before you purchase property insurance for your business, make sure to review what type of coverage you have and how you will receive compensation if you ever need to file a claim. Basics Of Property Insurance READ MORE >>

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Thursday, February 20, 2020

What Insurance Do You Need for a Commercial Property?

Although most businesses operate partially or even totally online, there are still businesses that must have a physical property. Businesses such as restaurants, daycares, pet salons and bars must have somewhere to operate. READ MORE >>

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Wednesday, January 22, 2020

How To Improve Your Business Owners Policy

A business owners policy offers liability, property and compensation coverage for small businesses. It covers three basic elements: Property Damage Coverage: This provides compensation for damages done to property owned by the business due to fire, hail, theft, vandalism and more. READ MORE >>

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Wednesday, December 18, 2019

Living Where You Work? What Your Insurer Needs To Know

Many business owners opt to live in the same building where they work. This is different from a home-based business in that you are not setting aside a corner of the house from which to operate your company. Rather, you are moving into the same physical building as your business location for your living quarters. READ MORE >>

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Monday, November 18, 2019

Does A Business Insurance Policy Cover Property Losses?

General business insurance can mean a few different things, so it's important to make sure your business property is covered. You need to make sure commercial property insurance is included in your policy or purchase separate coverage. What Is General Business Insurance? READ MORE >>

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Monday, October 14, 2019

What's Included In BOP Insurance?

A Business Owner's Policy (BOP) usually bundles business liability and property insurance. This is more affordable than buying two separate policies. And it also includes coverage such as personal and advertising injury protection. Here's more information about the types of coverage included in a BOP policy. READ MORE >>

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Tuesday, September 24, 2019

Does A BOP Contain Deductibles?

When you have a small business, you want to insure it in the most-cohesive and applicable ways. A business owners policy — also called a BOP — is one of the main ways that small operations get coverage. These policies can pay up to certain limits for several types of losses that might occur within the business. READ MORE >>

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Tuesday, July 16, 2019

I Own The Building. Does The Tenant Pay For Property Damage?

Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. READ MORE >>

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Monday, June 17, 2019

What Is Open-Peril Or All-Risk BOP Coverage?

When choosing a Business Owner's Policy, or BOP, for your business, it is very important to look at the details of the plan. Some policies offer basic coverage. Others offer more protection than the average. Since most business owners want ample protection for their company, it may be beneficial to choose a policy that is all-risk or open-peril. READ MORE >>

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Thursday, May 23, 2019

What Type Of Business Insurance Do Photographers Need?

Owning a photography business is a great way to exercise your creative side while making a living. Plus, you get the privilege of being present for some of life's most exciting moments. But how do you protect yourself? How can you ensure all your hard work isn't ruined by unfortunate circumstance? READ MORE >>

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